How Much Are You Self-Insuring? 3816762268780510832-blid-7414781100546761778

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Insurance policies take away all, or a portion, of the financial responsibility of replacing assets damaged under certain circumstances. Without insurance, an individual would be financially responsible for replacing all assets lost during what could have been a covered peril or, if they don't wish to replace them, simply living without the item and losing the initial investment made to purchase it. Individuals take on a certain amount of risk themselves called self-insuring.